Do you owe more than your home is worth? Need to sell now and aren’t sure what to do?Perhaps you have heard horror stories about the banks, foreclosures, and short sales. But, it’s not all bad. You have options.
You can sell your home, avoid foreclosure and bankruptcy, save your credit, and possibly walk away with no debt or tax consequences. And, you can do this by means of a short sale
ATTENTION PROPERTY OWNERSAre you one of the 1000s of Homeowners who needs to sell, but owes more on your home than it’s worth? Are you wondering what your options are in dealing with your lender? We have some good news for you.
Through a process called a short sale, we can help you:
- Sell your home for less than what you owe your lender
- Avoid foreclosure and bankruptcy
- Save your credit
- Possibly walk away from with no debt or tax consequences
You will pay absolutely nothing in agent commissions, and you will possibly owe nothing to your lender. You will not have the stain of a foreclosure or a bankruptcy on your credit. And, instead of having to wait up to 7 years to buy another home, you may be able to buy again within the next 24 months (or even less).
We have helped 100′s of homeowners do exactly this—just within the past several months. In fact, last year our office received over 500 short sale approval letters from the lenders.
Most real estate agents, and most mortgage brokers, are not experienced in short sales and do not have the experience necessary to move along the short sale transaction quickly and efficiently. Short Sales are time intensive transactions that require detail-oriented processing in order to get the job done right. If your agent makes mistakes, gives up, slacks off, or drops the ball at any point in the short sale process, you could very well wind up in an unfortunate situation with respect to your lender.
If you are thinking about selling your home and participating in a short sale, time is of the essence. The sooner you start the process, the more options you will have. The worst thing you can do is procrastinate. All it takes is a phone call. Each situation is unique, so it is best to contact us for a FREE one-on-one consultation in order to understand your options!
At IRES, our team is comprised of expert negotiators, attorneys, and real estate professionals, and our goal is to educate and assist homeowners so that you can make the right selling decision for whatever your personal financial situation is.
Many people make the mistake of believing that short sales are a real estate issue, but this is not exactly true. Short sales are a mortgage lending issue, and we have the experience and the knowledge to be successful.